Auto insurance is mandatory according to Minnesota law. It protects you from the financial costs that come after an accident. It is important to ensure that you have the right type and sufficient coverage for maximum protection.
At Selective Insurance Agency, we strive to offer you the most fitting auto insurance quotes depending on your needs and the level of risk that your car faces. We believe that every car has unique needs and that no single quote can suit the needs of all clients. Our agents are attentive and professional and are always willing to respond to your auto insurance questions. The following are some of our most common auto insurance coverage options.
We write quotes for bodily injury and property damage liability. Our bodily injury liability helps you to pay for the medical fees of another person during an accident. Property damage liability enables you to pay for the costs of repairs or replacement of the person’s car or property. The coverage option also can cover legal charges associated with the accident.
Even though insurance is mandatory, some drivers may not have it. They may be unable to compensate you in case of an accident. Our uninsured/underinsured coverage option may help you pay for your medical costs.
Our collision coverage option helps you pay for the costs of repairing or replacing your car in an accident which is your fault. It compensates you only if your vehicle collides with another vehicle or an object. It is important to note that collision coverage only pays for damages to your car and not your medical fees.
Our comprehensive coverage option protects you from a variety of perils including theft, damage from falling objects, and vandalism. It, however, does not cover collision accidents. It can help you pay for the costs of repairing or replacing your vehicle.
Contact Selective Insurance Agency to discuss a new quote for your auto insurance needs in Minnesota. Our agents can help you get the policy you need for full protection.